Empowering Small Business Owners Across North America

Flexible cash flow. Transparent process. Real results. We help small businesses get the funding they need fast and worry-free.

Map of North America highlighting service regions

Our Path to Sucess

2018
Founded to offer merchant cash advances for SMBs
Toronto skyline with greetings in English, French, and Spanish, representing multilingual outreach

OnTap Capital was founded to offer quick and flexible cash advances and bridge loans, avoiding traditional banking obstacles. By 2018, we had expanded across various industries, forming key partnerships to provide reliable funding solutions throughout North America.
2019
Overhead view of a crowded business networking event with the text 'Building Strong Connections,' symbolizing trusted relationships with industry leaders.
2020
Expanded funding services to support more industries and businesses.
In 2020, facing unprecedented challenges, OnTap Capital quickly introduced emergency cash advances and bridge loans to help businesses manage cash flow disruptions and continue operating through the pandemic.
Office meeting in a modern workspace, representing business growth and expansion of funding services
2021
Infographic showing 42% of businesses that received emergency funding from OnTap Capital in 2020 maintained operations and grew, while 58% remained stable but saw no growth.
In 2021, OnTap Capital reached a major milestone by providing over $100 million in funding to businesses across a wide range of industries. This achievement underscored our commitment to being a reliable partner for businesses seeking swift and dependable financial solutions.
2022
Image of the Earth surrounded by clouds, symbolizing sustainability and a brighter future. Caption: 'Building a Brighter Tomorrow: Crafting innovative solutions for a sustainable future.
In 2022, we upgraded our digital platform to make obtaining cash advances and bridge loans faster and more transparent, ensuring businesses received capital when needed.
2022
View of Toronto skyline at sunset, symbolizing progress. Caption: '10M Funded in 2022. Streamlining Financial Solutions: Leveraging cutting-edge technology for faster, more transparent cash advances and bridge loans.
In 2022, we made significant enhancements to our digital platform, making the process of securing cash advances and bridge loans faster and more transparent. With improved technology, businesses could access funding with just a few clicks, allowing for quicker approvals and disbursements. Our goal was to ensure businesses received the capital they needed when they needed it most.
2024
Mountain peak symbolizing growth. Caption: 'Expanding Our Reach Across North America. Reached 5 New Provinces & States. Progress.
OnTap Capital strategically expanded its operations by establishing new offices throughout North America, thereby enhancing our capacity to deliver prompt and adaptable financial solutions to a broader range of businesses requiring immediate capital.
2025
Smiling professional seated in a chair. Caption: '98% Client Satisfaction, Trusted by businesses for fast, transparent funding solutions. Driving Sustainable Business Growth: In 2024, we remain committed to empowering entrepreneurs with transparent, flexible funding that supports long-term success.'
OnTap Capital is steadfast in its commitment to innovation and transparency. We are refining our cash advance and bridge loan offerings to provide more rapid and customized solutions for small and medium-sized enterprises. Our objective is to continue empowering entrepreneurs with the necessary capital to thrive and adapt in an evolving marketplace.